Fit Finance Academy
Fit Finance Academy

Employer Match Calculator

See exactly how much free money you might be leaving on the table if you're not contributing enough to get your full employer match.

$
% of salary
%
100% = dollar-for-dollar, 50% = fifty cents per dollar
% of salary

Check your plan documents for your exact formula, some employers use a tiered match (e.g. 100% on the first 3%, 50% on the next 2%). This calculator uses a single flat rate for simplicity.

Not sure what your plan's exact match formula is?

Check your plan documents or ask HR, then a Financial Reset Call is a good place to talk through what to do next.

Book a Financial Reset Call

The Employer Match Calculator is an educational estimate from Fit Finance Academy, not personalized financial or investment advice. It assumes a simple, single-tier match formula, actual employer plans vary and may use tiered formulas, vesting schedules, or other rules, check your plan documents for your exact terms. This is a starting point for conversation, not a guarantee, and it's not a substitute for advice from a qualified financial professional or your plan administrator.